06. What should I do if I need Guild Mortgage to sign an insurance check for water damage?
05. What do I do if I changed Insurance and have an Escrow or Impound Account with my lender?
04. How do I recast my loan?
03. What is the supplemental tax bill I received?
02. What should I do with the Annual Tax Bill I received?
01. Why has my escrow account balance increased?
Each year, lenders balance your escrow account to ensure there are enough funds to pay taxes and insurance. If there's a shortage, it's likely due to an increase in your homeowner's insurance or property taxes. Contact your insurance carrier to clarify any changes in your policy.
01. Why has my escrow account balance increased?
The Annual Tax Bill is paid by Guild through your escrow account. You can see the balance on your statement under Escrow Balance. Once the taxes are paid, the balance will drop. You can also check your online account to see the funds withdrawn. Keep the tax bill for your records.
02. What should I do with the Annual Tax Bill I received?
The supplemental tax bill is a catch-up bill from when you closed on your house. It covers the difference between the previous owner's tax rate and your reassessed rate. You can either call the servicer to have them pay it and adjust your impounds, or pay it yourself. This is a one-time bill; no further catch-up bills will be issued.
03. What is the supplemental tax bill I received?
04. How do I recast my loan?
05. What do I do if I changed Insurance and have an Escrow or Impound Account with my lender?
06. What should I do if I need Guild Mortgage to sign an insurance check for water damage?
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